Estate & Future Planning

With RI's ABLE, you can save for qualified disability expenses without losing your eligibility for certain assistance programs, like SSI and Medicaid. The earnings on your investments are federally tax-deferred and tax-free, if used for qualified disability expenses.

The Member Plan is sponsored by the state of Rhode Island and administered by the Executive Office of Health and Human Services (EOHHS) and the State Investment Commission. The Member Plan is one of the qualified ABLE plans issued by the Ascensus ABLE Consortium Trust. Ascensus College Savings Recordkeeping Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services. The Member Plan offers a series of investment options within the Ascensus ABLE Consortium Trust. The Member Plan is intended to operate as a qualified ABLE plan to be used only to save for Qualified Disability Expenses, pursuant to the Section 529A of the U.S. Internal Revenue Code, as amended.

Trusts and Estates
Special Needs Trusts
Probate

She has extensive experience in the areas of estate planning, probate, estate and trust administration, and guardianships, with a particular emphasis on estate planning for persons with special-needs, special-needs trusts, and Medicaid and Social Security matters regarding special-needs trusts.

Professional Associations 

• Rhode Island Bar Association
• Massachusetts Bar Association 

Practice Areas:

• Business Law
• Estate Planning
• Probate and Trust Administration
• Elder Law
• Guardianships
• Prenuptial Agreements
• Real Estate Law
• Special Needs Planning
• Tax Planning

Please contact us to set-up an appointment to discuss your legal needs.

We are a small family-run law firm located in South County, Rhode Island dedicated to helping you and your loved ones with a broad range of legal services. We strive to understand your goals and guide you through difficult matters. The attorneys in our practice work as a coordinated team to give our clients a broad breadth of legal knowledge and experience.

Moonan, Stratton & Waldman, LLP assists clients with special needs and their families. We establish comprehensive plans for disabled individuals to ensure that they receive the care they need throughout their lifetime without jeopardizing eligibility for SSI and other needs-based government benefits.